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Some people just beg to be scammed *sigh*

(27 posts)
  • Started 2 years ago by owlwatcher_974
  • Latest reply from GhostOfColemanYoung
  1. This morning as I was feeding my outside brats, my neighbors called to me saying they had something to tell me. They both practically ran up to the fence, all excited and happy. They said they had just won $130,000!

    I was all happy for them until they told me the rest of the story. Apparently, they had received a $3000 check and were told they needed to cash it to 'activate their prize claim." The rest of the money is supposed to arrive via UPS within a few days. I asked them where this was coming from and lady answered, "Reader's Digest" while her husband gave a different answer. I asked them if they had actually entered this so called drawing for the prize, and at first they didn't answer me. They just acted confused and looked at each other. I knew right then that the answer was 'no.' But when I asked them a third time if they had entered any contest, they said they had entered online.

    After talking with them, I did a search under 'readers digest mail scam' and found several examples of people who had been scammed in this same way - a small check sent to them with instructions to call to activate their check, then to deposit it in their back in order to pay for fees to claim the larger prize. My neighbors said nothing about being asked to pay any fees with the $3000, but when I sent them an email letting them know about the scam, they said the check came from a different place and was issued by a different company than the one in the example I sent them, so they were certain it wasn't a fraud. Despite many other examples from people who received the same check with similar instructions, and whose checks came from different places, they won't listen. But they are so desperate for money, they won't listen. I doubt they have even contacted Reader's Digest to find out for certain if this is legit or a scam.

    As a last resort, I just emailed Reader's Digest asking if this was normal policy or if my neighbors have been scammed. I am hoping that I get the answer before my neighbors do something stupid.

    Posted 2 years ago by owlwatcher_974 #

  2. These poor people are going to lose money they don't have to lose. Why don't you call the local police and ask them if they have a fraud officer who would come out and talk to them? If they are an older couple, you can also call the local senior centers. Since seniors are most often the target of the slime who come up with these scams, they have a lot of resources to help educate.

    Posted 2 years ago by CheetahBoysmommy #

  3. Or maybe convince them to wait 24-48 hours. If it's legit they have nothing to lose. If it isn't, they have everything to lose. That might give you time to find some way to help them see the light. Good luck and bless you for your concern for them.

    Posted 2 years ago by Jetta and Boo Boo's Mom #

  4. These people are not seniors, they are probably only a few years older than I am at most. And they won't listen to anybody. They would hate me for life if I called the police and asked for somebody to talk to them. I guess they think I am jealous and trying to keep them from getting the money.

    They are so desperate for something good to come their way, that they just don't stop and think. They have been scammed by so many different money making schemes it is unreal. They just don't learn. Then they get all upset when they wind up losing a lot of money that they didn't have in the first place, but it happens over and over again. This time it could wipe them out completely, but there isn't a thing I can do unless Reader's Digest emails me back so that I have concrete proof that this is a scam.

    Posted 2 years ago by owlwatcher_974 #

  5. They are in such a hurry to receive their money that there is no way they are going to wait to cash that check.

    Posted 2 years ago by owlwatcher_974 #

  6. #

    What if they send me a cashier's check? Can't I just cash it?
    ABSOLUTELY NOT! The check or money order you have received is certain to be COUNTERFEIT or stolen. If you cash it, you will be responsible for the entire amount. You may also be arrested for fraud. Legitimate lottery winnings are sent by check using DHL, UPS, or FedEx. The check has the lottery company name on it, no other names! The address, phone numbers and any other information on the check will match the real lottery company. It will be one that you can verify on your own, without asking the people who wrote the letters, such as doing Google search on the name of the lottery and visiting their website.

    You can go to this website and verify the routing number on the check and get the bank's phone number, then call the bank to verify that the account is real and the check is real.

    Posted 2 years ago by Jetta and Boo Boo's Mom #

  7. Legitimate lottery winnings are sent by check using DHL, UPS, or FedEx.

    Posted 2 years ago by Jetta and Boo Boo's Mom #

  8. I just sent them the link to the website to verify the routing number. Only problem is that they could still use a good routing number with a bad account number. I hate scammers, but if it weren't for people like my neighbors, then the scammers wouldn't be able to make a living stealing from people.

    Posted 2 years ago by owlwatcher_974 #

  9. OW, in my humble opinion, I think this is a scam and I would like you to let your neighbors know to send no personal info or account numbers to any bank account. I commend you for what investigation you have done. Please be careful and let us know how this turns out.

    Posted 2 years ago by Lynn from PA 6/8 #

  10. Well, I hate to say but you will probaby be left with the inadequate "I tried to tell you" bit.

    You might try telling them to take it to the police fraud division to have it legally checked out. In La La Land where sugar plums pave the walks and money grows on trees, if the winnings prove real, the police will give them their money. In the real world, the police will help shut these thieves down and save your neighbors a lot of grief.

    Posted 2 years ago by ailuromaniac #

  11. Well, they used the routing number verification tool and the routing number checks out. Of course that doesn't mean the account number is real.

    Reader's Digest would not comment on the way my neighbors were notified or the fact that they were sent one check with instructions to cash it to activate their prize claim. Instead, they asked me a bunch of questions in order to determine if this is a legit sweepstakes win, and I gave them all the info I had, but I don't think the answer will come in time.

    -----

    I just got the reply from Reader's Digest. It is not legit!!!! It is a scam! I just called my neighbors but nobody answered and I am worried they have just made one of the biggest mistakes of their lives! I hope they get my message and look at the email before they do something stupid.

    Posted 2 years ago by owlwatcher_974 #

  12. Maybe the bank teller will stop them. Unlikely but we can hope.

    Posted 2 years ago by ailuromaniac #

  13. I beleive it was PT Barnum who said "There's a sucker born every minute." Some people just can't, won't or don't think.

    Posted 2 years ago by Arcalian #

  14. arcalian, u put that soooo perfectly. even more sadly, there are so many ways people re willing to fall for exploiation and deception. gullibility can be dangerous.

    Posted 2 years ago by Nirmal #

  15. I still have not heard anything from my neighbors. They have not called me back or answered the email I sent them this morning, so I don't know if they have cashed the check or not. As far as I know, they may be thinking that I am lying, and that I just trying to keep them from claiming their prize.

    Posted 2 years ago by owlwatcher_974 #

  16. My neighbor just emailed me saying she was hurt that I had betrayed her and contacted Reader's Digest. Regardless of what I have told her, the check is real and the bank said it will clear by Monday.

    But now, because of me, she will probably not get her money, and it is all my fault because I went behind her back and gave out the information she gave me to Reader's Digest. She thought I would be happy for her but now she is all hurt because I should never have gone behind her back. If it was a mistake, then it was for her to find out but I went and did it for her. Never mind that Reader's Digest themselves said it was not legit!!!

    I wrote back (in all caps) that if it were real, I would be happy for them, and if she was hurt then so be it - I would rather have them be hurt and angry at me than to know that I did nothing to keep them from being scammed. I told them I was trying to keep them from losing everything. That the check might clear, but it will come back to the bank in a few days and they will be out any money they have sent to the scammers to claim their so-called prize. I told them that even Reader's Digest says it is not legit. I told them I have seen this scam (in different forms) over and over again.

    I am so unbelievably angry right now. I cannot believe that this lady claims it is all my fault that they will not get this prize that never existed!!! What is wrong with people???!!!

    Sorry for losing it there..I am just in a state of total disbelief and total anger. Makes me wonder if it is even worth it to try to be a friend to some people.

    Posted 2 years ago by owlwatcher_974 #

  17. You have gone above and beyond OW. Let it go. If she wants to be like this she is the one that needs to learn a few things. She needs to learn to have manners and say thank you for a start. I can understand you are angry, but that only hurts you. Let it go and now let her fall on her face. She is truly an idiot that had an angel looking out for her and she doesn't even appreciate it.

    Posted 2 years ago by SoxsMom #

  18. Thanks, SM. You know, I have worked so hard to try to protect people from scammers, and I have always wondered how people fall for this, but now I see it first hand. I used to be so angry at the scammers, but after trying so hard to protect my neighbors, I now feel like it is the fault of the people who willingly put blinders on and walk right into the scam.

    Posted 2 years ago by owlwatcher_974 #

  19. @owlwatcher......... sweetheart, you dont need to apologize for venting! really, the fools always bite the hand that feeds them (or tries to protect their arse in this case). i have had to face this myself with other types of scams by people and have dealt with much slander from the fools and their supporters...but know one thing....YOU DID THE RIGHT THING. if you hadn't, you would have wound up helping spread scams....you stood up to it. it's not your fault that they r throwing poison darts at you, it's theirs because they choose to be foolish. So, let them be angry at you for doing them some good. We here are cheering u on and giving you a big hug. you don't have to live next to us, but the whole point is you did right, and you don't need fools trying to get to u because u made the tough choice for their welfare. bravo to u for NOT just ignoring it. We need more people to stand up for whats right!

    Posted 2 years ago by Nirmal #

  20. Con-artist and their marks have a symbiotic relationship. If there were no willing fools, con-artist would be forced into more ligitimate lines of work. That being said, as Nirmal said, you would have been aiding the con-artist to have burried you head in the sand.

    There are people who have been scammed who diserve our sympathies and all the blame heaped on those taking advantage of them. People with reduced capacity in particular.

    Your neighbors chose willingly to reject your warnings. When they come crying that they have been bilked, you can stand proud in that you tried to stop them.

    With as much fraud on the internet, you would think banks would do more to protect their depositors. Large checks are routinely held for clearance. I think items such as your neighbors should go through a validation process before deposit or there at least should be a consult with the fraud department required before the bank accepts the deposit and an extended hold on accessing those funds be placed.

    As it is, it is better to be on the side of the angels, where you chose to stand.

    Posted 2 years ago by ailuromaniac #

  21. My mother-in-law, before we realized how advanced her Alzheimer's was, use to call us all excited aobut the sweepskate she had just won. She would ask us to take her to the bank so she could withdraw cash to wire to the con men. I'm not talking about an occasional call, this is three to four different callers a week. We would try to reason with her, but she didn't believe us.

    Finally we went to the bank (Bank of America) which was the closest one to her retirement village. The Leisure World in our area has almost a quarter million residents. The bank told us that they had 10 to 12 people a week who wanted to withdraw hugh amounts because they had won a lottery.

    This particular bank actually had a full time fraud consultant who tried to convince the senior citizens not to throw their money away. We talked to the consultant and she said she was only successful in convincing in 50% of their customers not to fall for the scams. The bank also had a police officer who would go talk to the residents to try and keep them from believing the scam artists. Even with that degree of intervention, the cons are still making money.

    Posted 2 years ago by CheetahBoysmommy #

  22. My Mom turned 80 in January, and has had a laptop for almost 2 years now. I have her email password and check her emails a couple of times a day so she doesn't even see the scam emails she gets because I delete them for her ( she has messed up and deleted the wrong emails, so now I try to keep her from having problems). This weekend she got 7 different scams and one of them is supposedly from the FBI, telling her that they have already checked out the sender and for her to go ahead and give them the information they want so they can send her the check. The people who send these things are the scum of the earth and deserve to rot in Hell.

    Posted 2 years ago by KarenCentennial #

  23. OW, I can so relate to what you are going through. I was a travel agent for 12 years. One of my friends got an offer to be a "member" of a "Vacation Club" You had to pre-pay for your trip and then select your dates and destination later. I tried to tell one of my best friends that if it looked too good to be true then that was the case. She didn't listen, paid several hundred dollars and every time she called with dates they were already sold out. Finally she said that she could go at any time to any place and even on a moment's notice and of course they hung up on her. She never got that vacation. Money down the drain.

    Posted 2 years ago by KYKAT 12 23 #

  24. Thanks for the support. I really tried to do what was right, but now I am beginning to wonder if it was worth it. I hate trying to help someone only to have daggers aimed back at me.

    I still cannot understand how somebody can willfully put on blinders and walk into the fire like that. *sighs*

    Karen, that is a smart way to keep your Mom out of harm's way. But be careful as some of these scams come in the snail mail too.

    I used to think there has to be a way of protecting people from the scammers - that, if warned warned about the scams, people would be smart enough not to fall for them. But now I see that there are some people who don't want to be protected, and these are the people who make the scammers rich.

    Posted 2 years ago by owlwatcher_974 #

  25. no prob dear, thats why we r here!

    Posted 2 years ago by Nirmal #

  26. Maybe this is all a scam by your neighbors. Next step is that they try to convince you that you cost them $3,000 and the only way to make it up is to pay them back.

    Posted 2 years ago by GhostOfColemanYoung #


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